SBA 7(a) Loans
We'll connect you with leading SBA 7(a) lenders, including Preferred Lender Program (PLP) participants.
TRUSTED BY LEADING U.S. BUSINESSES
Empowering Businesses with Next-Generation SBA Solutions
Streamlined access to SBA funding with tailored lender connections, exceptional approval rates, and expert guidance from former bankers at every step of your journey.
Bank-Level Security
Secure, fully compliant, and always confidential.
96% Success Rate
Proven success in fast SBA funding approvals.
Round-the-Clock Support
Expert guidance from experienced SBA bankers.
Our Services
SBA 504 Loans
Take advantage of our trusted lender network for 504 loans—ideal for financing commercial real estate.
Pari Passu Loans
Leverage a blend of both SBA and conventional loans exceeding $5 million through specialized lenders.
Equipment Financing
Tailored financing solutions for business equipment, offering competitive rates and flexible terms.
Debt Consolidation
Comprehensive business debt consolidation solutions designed to streamline your obligations.
Business Acquisitions
Flexible financing solutions for business acquisitions, offering tailored repayment options.
SBA Consulting
Expert SBA loan guidance, from application strategy to documentation review and ongoing support.
Business Plans/Feasibility Studies
Professional plan services to enhance your loan application and drive business success.
Insurance Solutions
Comprehensive insurance solutions to satisfy SBA requirements and safeguard your assets.
Loan Packaging
Complete loan packaging with document prep, financial analysis, and application review.
Financial Modeling
Expert financial modeling for growth forecasting, scenario analysis, and data-driven decisions.
Franchise Consulting
Guidance for franchise buyers and sellers, covering valuation, due diligence, and planning.
Acquisition Consulting
Advisory for mergers and acquisitions, including structuring, valuation, and negotiation.
Startup Consulting
Startup consulting for business planning, funding, and growth strategy.
SBA 7(a) Loans
We'll connect you with leading SBA 7(a) lenders, including Preferred Lender Program (PLP) participants.
SBA 504 Loans
Take advantage of our trusted lender network for 504 loans—ideal for financing commercial real estate.
Pari Passu Loans
Leverage a blend of both SBA and conventional loans exceeding $5 million through specialized lenders.
Equipment Financing
Tailored financing solutions for business equipment, offering competitive rates and flexible terms.
Debt Consolidation
Comprehensive business debt consolidation solutions designed to streamline your obligations.
Business Acquisitions
Flexible financing solutions for business acquisitions, offering tailored repayment options.
SBA Consulting
Expert SBA loan guidance, from application strategy to documentation review and ongoing support.
Business Plans/Feasibility Studies
Professional plan services to enhance your loan application and drive business success.
Insurance Solutions
Comprehensive insurance solutions to satisfy SBA requirements and safeguard your assets.
Loan Packaging
Complete loan packaging with document prep, financial analysis, and application review.
Financial Modeling
Expert financial modeling for growth forecasting, scenario analysis, and data-driven decisions.
Franchise Consulting
Guidance for franchise buyers and sellers, covering valuation, due diligence, and planning.
Acquisition Consulting
Advisory for mergers and acquisitions, including structuring, valuation, and negotiation.
Startup Consulting
Startup consulting for business planning, funding, and growth strategy.
SBA 7(a) Loans
We'll connect you with leading SBA 7(a) lenders, including Preferred Lender Program (PLP) participants.
SBA 504 Loans
Take advantage of our trusted lender network for 504 loans—ideal for financing commercial real estate.
Pari Passu Loans
Leverage a blend of both SBA and conventional loans exceeding $5 million through specialized lenders.
Equipment Financing
Tailored financing solutions for business equipment, offering competitive rates and flexible terms.
Debt Consolidation
Comprehensive business debt consolidation solutions designed to streamline your obligations.
Business Acquisitions
Flexible financing solutions for business acquisitions, offering tailored repayment options.
SBA Consulting
Expert SBA loan guidance, from application strategy to documentation review and ongoing support.
Business Plans/Feasibility Studies
Professional plan services to enhance your loan application and drive business success.
Insurance Solutions
Comprehensive insurance solutions to satisfy SBA requirements and safeguard your assets.
Loan Packaging
Complete loan packaging with document prep, financial analysis, and application review.
Financial Modeling
Expert financial modeling for growth forecasting, scenario analysis, and data-driven decisions.
Franchise Consulting
Guidance for franchise buyers and sellers, covering valuation, due diligence, and planning.
Acquisition Consulting
Advisory for mergers and acquisitions, including structuring, valuation, and negotiation.
Startup Consulting
Startup consulting for business planning, funding, and growth strategy.
Loan Calculator
Loan Amount: $1,000,000
$
Interest Rate: 9.75%
%
Tied to the WSJ Prime Rate (currently 7.50%), with most lenders applying an additional margin ranging from 1% to 6.5%, depending on the lender and loan type.
Loan Term: 10 years (120 months)
SBA 7(a) loans generally have a 10-year term, while SBA 504 loans typically range from 10 to 25 years, though terms may vary depending on the lender and loan type.
Interest Only Period: 0 months
During the interest-only period, your monthly payments will cover only the interest charges. Once this period ends, you'll transition to payments that include both principal and interest.
Payment Summary
$0/month
Monthly Payment (120 months)
$0
Quarterly Payment (40 quarters)
$0
Annual Payment (10 years)
$0
Total Payment
$0
Total Interest
-$1,000,000
Amortization Schedule
| Month | Payment | Principal | Interest | Remaining Balance |
|---|
$0B+
Total Funding
Capital deployed by our lending partners
0%
Client Success
Approval rate for qualified applicants
0+
Experience
Years of experience in the SBA loan market
Frequently Asked Questions
Everything you need to know about our SBA loan brokerage services
What is an SBA loan?
An SBA loan is a loan program offered by the U.S. Small Business Administration (SBA) to support small businesses. The SBA guarantees a portion of the loan, reducing the risk for lenders and making it easier for businesses to qualify. These loans often have favorable terms, including lower interest rates and longer repayment periods.
Can SBA loans be used to refinance existing debt?
Yes, SBA loans can be used to refinance existing debt, provided the refinance benefits the borrower by improving terms, such as lower interest rates, extended repayment terms, or improved cash flow. We can help assess whether refinancing through an SBA loan is right for your business.
How much can I borrow with an SBA loan?
SBA loan amounts vary depending on the program. For SBA 7(a) loans, the maximum loan amount is $5 million. The amount you qualify for will depend on your business needs, revenue, and overall creditworthiness.
Do I need collateral for an SBA loan?
Collateral is often required for SBA loans, but the specific requirements depend on the loan type and the lender. The SBA does not require collateral for loans under $25,000, but for larger amounts, they may require business assets, real estate, or personal guarantees as collateral.
Can I apply for an SBA loan if I have bad credit?
While good credit improves your chances of approval, having bad credit doesn't automatically disqualify you. Lenders will also consider other factors, such as business revenue, cash flow, and collateral. We can help you explore your options and strengthen your application.
What are the benefits of working with a broker for SBA loans?
Working with a broker simplifies the loan process. We handle the paperwork, connect you with lenders who fit your needs, and negotiate terms on your behalf. Our expertise saves you time and increases your chances of securing the best loan terms for your business.
Why should I use a broker for SBA loans?
As a broker, we work with a trusted network of SBA-preferred lending partners, ranging from banks to non-bank lenders. We match you with the right lender for your business needs, negotiate competitive rates, and simplify the loan application process, saving you time and effort.
What types of SBA loans do you help with
We specialize in SBA 7(a) loans, which are ideal for working capital, equipment purchases, or business acquisitions, and SBA 504 loans, designed for purchasing real estate or large assets. We can guide you through the best option for your specific goals.